Stripe ACH authorization & verification

app/Http/Controllers/ClientPortal/PaymentMethodController.php

@@ -15,13 +15,13 @@ namespace App\Http\Controllers\ClientPortal;
 use App\Events\Payment\Methods\MethodDeleted;
 use App\Http\Controllers\Controller;
 use App\Http\Requests\ClientPortal\CreatePaymentMethodRequest;
+use App\Http\Requests\Request;
 use App\Models\ClientGatewayToken;
 use App\Models\CompanyGateway;
 use App\Models\GatewayType;
 use App\PaymentDrivers\AuthorizePaymentDriver;
 use App\Utils\Ninja;
 use App\Utils\Traits\MakesDates;
-use Illuminate\Http\Request;
 use Illuminate\Support\Facades\Log;
 
 class PaymentMethodController extends Controller
@@ -117,14 +117,14 @@ class PaymentMethodController extends Controller
             ->verificationView($payment_method);
     }
 
-    public function processVerification(ClientGatewaytoken $payment_method)
+    public function processVerification(Request $request, ClientGatewaytoken $payment_method)
     {
         $gateway = $this->getClientGateway();
 
         return $gateway
             ->driver(auth()->user()->client)
             ->setPaymentMethod(request()->query('method'))
-            ->processVerification($payment_method);
+            ->processVerification($request, $payment_method);
     }
 
     /**

app/PaymentDrivers/Stripe/ACH.php

@@ -13,6 +13,8 @@
 namespace App\PaymentDrivers\Stripe;
 
 use App\Events\Payment\PaymentWasCreated;
+use App\Exceptions\PaymentFailed;
+use App\Http\Requests\Request;
 use App\Jobs\Mail\PaymentFailureMailer;
 use App\Jobs\Util\SystemLogger;
 use App\Models\ClientGatewayToken;
@@ -41,52 +43,19 @@ class ACH
 
     public function authorizeResponse($request)
     {
-        $state = [
-            'server_response' => json_decode($request->gateway_response),
-            'gateway_id' => $request->company_gateway_id,
-            'gateway_type_id' => $request->gateway_type_id,
-            'is_default' => $request->is_default,
-        ];
+        $this->stripe->init();
+
+        $stripe_response = json_decode($request->input('gateway_response'));
 
         $customer = $this->stripe->findOrCreateCustomer();
 
-        $this->stripe->init();
-
-        $local_stripe = new \Stripe\StripeClient(
-            $this->stripe->company_gateway->getConfigField('apiKey')
-        );
-
         try {
-            $local_stripe->customers->createSource(
-                $customer->id,
-                ['source' => $state['server_response']->token->id]
-            );
+            $source = $this->stripe->stripe->customers->createSource($customer->id, ['source' => $stripe_response->token->id]);
         } catch (InvalidRequestException $e) {
-            return back()->with('ach_error', $e->getMessage());
+            throw new PaymentFailed($e->getMessage(), $e->getCode());
         }
 
-        $payment_meta = $state['server_response']->token->bank_account;
-        $payment_meta->brand = ctrans('texts.ach');
-        $payment_meta->type = ctrans('texts.bank_transfer');
-        $payment_meta->verified_at = null;
-        $payment_meta->token = $state['server_response']->token->id;
-
-        $client_gateway_token = new ClientGatewayToken();
-        $client_gateway_token->company_id = $this->stripe->client->company->id;
-        $client_gateway_token->client_id = $this->stripe->client->id;
-        $client_gateway_token->token = $state['server_response']->token->bank_account->id;
-        $client_gateway_token->company_gateway_id = $this->stripe->company_gateway->id;
-        $client_gateway_token->gateway_type_id = $state['gateway_type_id'];
-        $client_gateway_token->gateway_customer_reference = $customer->id;
-        $client_gateway_token->meta = $payment_meta;
-        $client_gateway_token->save();
-
-        if ($state['is_default'] == 'true' || $this->stripe->client->gateway_tokens->count() == 1) {
-            $this->stripe->client->gateway_tokens()->update(['is_default' => 0]);
-
-            $client_gateway_token->is_default = 1;
-            $client_gateway_token->save();
-        }
+        $client_gateway_token = $this->storePaymentMethod($source, $request->input('method'), $customer);
 
         return redirect()->route('client.payment_methods.verification', ['payment_method' => $client_gateway_token->hashed_id, 'method' => GatewayType::BANK_TRANSFER]);
     }
@@ -96,14 +65,11 @@ class ACH
         return render('gateways.stripe.ach.verify', compact('token'));
     }
 
-    public function processVerification(ClientGatewayToken $token)
+    public function processVerification(Request $request, ClientGatewayToken $token)
     {
         $this->stripe->init();
 
-        $bank_account = \Stripe\Customer::retrieveSource(
-            request()->customer,
-            request()->source,
-        );
+        $bank_account = \Stripe\Customer::retrieveSource($request->customer, $request->source);
 
         try {
             $status = $bank_account->verify(['amounts' => request()->transactions]);
@@ -193,7 +159,7 @@ class ACH
 
         $this->stripe->attachInvoices($payment, $state['hashed_ids']); //todo remove hashed_ids
 
-        $payment->service()->updateInvoicePayment();//inject payment_hash
+        $payment->service()->updateInvoicePayment(); //inject payment_hash
 
         event(new PaymentWasCreated($payment, $payment->company, Ninja::eventVars()));
 
@@ -220,4 +186,24 @@ class ACH
 
         throw new \Exception('Failed to process the payment.', 1);
     }
+
+    private function storePaymentMethod($method, $payment_method_id, $customer)
+    {
+        try {
+            $payment_meta = new \stdClass;
+            $payment_meta->brand = (string) sprintf('%s (%s)', $method->bank_name, ctrans('texts.ach'));
+            $payment_meta->last4 = (string) $method->last4;
+            $payment_meta->type = GatewayType::BANK_TRANSFER;
+
+            $data = [
+                'payment_meta' => $payment_meta,
+                'token' => $method->id,
+                'payment_method_id' => $payment_method_id,
+            ];
+
+            return $this->stripe->storeGatewayToken($data, ['gateway_customer_reference' => $customer->id]);
+        } catch (\Exception $e) {
+            return $this->stripe->processInternallyFailedPayment($this->stripe, $e);
+        }
+    }
 }

app/PaymentDrivers/Stripe/CreditCard.php

@@ -102,17 +102,6 @@ class CreditCard
         $this->stripe->payment_hash->data = array_merge((array) $this->stripe->payment_hash->data, $state);
         $this->stripe->payment_hash->save();
 
-        /*Hydrate the invoices from the payment hash*/
-        // $invoices = Invoice::whereIn('id', $this->stripe->transformKeys(array_column($payment_hash->invoices(), 'invoice_id')))
-        //     ->whereClientId($this->stripe->client->id)
-        //     ->get();
-
-        // if ($this->stripe->getContact()) {
-        //     $client_contact = $this->stripe->getContact();
-        // } else {
-        //     $client_contact = $invoices->first()->invitations->first()->contact;
-        // }
-
         $server_response = $this->stripe->payment_hash->data->server_response;
 
         if ($server_response->status == 'succeeded') {

app/PaymentDrivers/StripePaymentDriver.php

@@ -15,6 +15,7 @@ namespace App\PaymentDrivers;
 use App\Events\Payment\PaymentWasCreated;
 use App\Factory\PaymentFactory;
 use App\Http\Requests\Payments\PaymentWebhookRequest;
+use App\Http\Requests\Request;
 use App\Jobs\Mail\PaymentFailureMailer;
 use App\Jobs\Util\SystemLogger;
 use App\Models\ClientGatewayToken;
@@ -33,7 +34,6 @@ use App\PaymentDrivers\Stripe\CreditCard;
 use App\PaymentDrivers\Stripe\SOFORT;
 use App\PaymentDrivers\Stripe\Utilities;
 use App\Utils\Traits\MakesHash;
-use Illuminate\Http\Request;
 use Illuminate\Support\Carbon;
 use Stripe\PaymentIntent;
 use Stripe\SetupIntent;
@@ -50,7 +50,7 @@ class StripePaymentDriver extends BaseDriver
     public $can_authorise_credit_card = true;
 
     /** @var \Stripe\StripeClient */
-    protected $stripe;
+    public $stripe;
 
     protected $customer_reference = 'customerReferenceParam';
 
@@ -328,9 +328,9 @@ class StripePaymentDriver extends BaseDriver
         return $this->payment_method->verificationView($payment_method);
     }
 
-    public function processVerification(ClientGatewayToken $payment_method)
+    public function processVerification(Request $request, ClientGatewayToken $payment_method)
     {
-        return $this->payment_method->processVerification($payment_method);
+        return $this->payment_method->processVerification($request, $payment_method);
     }
 
     public function processWebhookRequest(PaymentWebhookRequest $request, Company $company, CompanyGateway $company_gateway, Payment $payment)

resources/views/portal/ninja2020/gateways/stripe/ach/verify.blade.php

@@ -1,58 +1,3 @@
-@extends('portal.ninja2020.layout.app')
-@section('meta_title', ctrans('texts.verification'))
-
-@section('body')
-    <div class="container mx-auto">
-        <div class="grid grid-cols-6 gap-4">
-            <div class="col-span-6 md:col-start-2 md:col-span-4">
-                @if(session()->has('error'))
-                    <div class="alert alert-failure mb-4">{{ session('error') }}</div>
-                @endif
-                <div class="bg-white shadow overflow-hidden sm:rounded-lg">
-                    <div class="px-4 py-5 border-b border-gray-200 sm:px-6">
-                        <h3 class="text-lg leading-6 font-medium text-gray-900">
-                            {{ ctrans('texts.verification') }}
-                        </h3>
-                        <p class="mt-1 max-w-2xl text-sm leading-5 text-gray-500">
-                            {{ ctrans('texts.complete_your_bank_account_verification') }} ({{ ctrans('texts.ach') }}/{{ $token->meta->last4 }})
-                        </p>
-                        <a href="#" class="button-link text-primary text-sm">{{ __('texts.learn_more') }}</a>
-                    </div>
-                    <div>
-                        <form method="post">
-                            @csrf
-                            <input type="hidden" name="customer" value="{{ $token->gateway_customer_reference }}">
-                            <input type="hidden" name="source" value="{{ $token->meta->id }}">
-
-                            <div class="bg-gray-50 px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                    #1 {{ ctrans('texts.amount') }}
-                                </dt>
-                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                                    <input type="text" name="transactions[]" class="w-full input" required>
-                                </dd>
-                            </div>
-                            <div class="bg-white px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                    #2 {{ ctrans('texts.amount') }}
-                                </dt>
-                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                                    <input type="text" name="transactions[]" class="w-full input" required>
-                                </dd>
-                            </div>
-                            <div class="bg-gray-50 px-4 py-5 flex justify-end">
-                                <button id="pay-now" class="button button-primary bg-primary">
-                                    {{ ctrans('texts.complete_verification') }}
-                                </button>
-                            </div>
-                        </form>
-                    </div>
-                </div>
-            </div>
-        </div>
-    </div>
-@endsection
-
 @extends('portal.ninja2020.layout.payments', ['gateway_title' => 'ACH (Verification)', 'card_title' => 'ACH (Verification)'])
 
 @section('gateway_content')
@@ -63,7 +8,7 @@
     <form method="POST">
         @csrf
         <input type="hidden" name="customer" value="{{ $token->gateway_customer_reference }}">
-        <input type="hidden" name="source" value="{{ $token->meta->id }}">
+        <input type="hidden" name="source" value="{{ $token->token }}">
 
         @component('portal.ninja2020.components.general.card-element', ['title' => '#1 ' . ctrans('texts.amount')])
             <input type="text" name="transactions[]" class="w-full input" required>