diff --git a/app/Http/Controllers/ClientPortal/PaymentMethodController.php b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
index 13556fdc5d..e57cc00007 100644
--- a/app/Http/Controllers/ClientPortal/PaymentMethodController.php
+++ b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
@@ -44,8 +44,12 @@ class PaymentMethodController extends Controller
     {
         $gateway = auth()->user()->client->getCreditCardGateway();
 
-        return $gateway->driver(auth()->user()->client)->authorizeView(GatewayType::CREDIT_CARD);
+        $data['gateway'] = $gateway;
 
+        return $gateway
+            ->driver(auth()->user()->client)
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
+            ->authorizeView($data);
     }
 
     /**
@@ -57,9 +61,11 @@ class PaymentMethodController extends Controller
     public function store(Request $request)
     {
         $gateway = auth()->user()->client->getCreditCardGateway();
-        
-        return $gateway->driver(auth()->user()->client)->authorizeResponseView($request->all());
 
+        return $gateway
+            ->driver(auth()->user()->client)
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
+            ->authorizeResponse($request);
     }
 
     /**
@@ -104,7 +110,7 @@ class PaymentMethodController extends Controller
 
         return $gateway
             ->driver(auth()->user()->client)
-            ->setPaymentMethod('App\\PaymentDrivers\\Stripe\\ACH')
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
             ->verificationView($payment_method);
     }
 
@@ -114,7 +120,7 @@ class PaymentMethodController extends Controller
 
         return $gateway
             ->driver(auth()->user()->client)
-            ->setPaymentMethod('App\\PaymentDrivers\\Stripe\\ACH')
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
             ->processVerification($payment_method);
     }
 
diff --git a/app/Http/Controllers/Traits/VerifiesUserEmail.php b/app/Http/Controllers/Traits/VerifiesUserEmail.php
index 889d4dea5c..5e34fc587e 100644
--- a/app/Http/Controllers/Traits/VerifiesUserEmail.php
+++ b/app/Http/Controllers/Traits/VerifiesUserEmail.php
@@ -15,6 +15,7 @@ namespace App\Http\Controllers\Traits;
 use App\Models\User;
 use App\Utils\Traits\UserSessionAttributes;
 use Illuminate\Support\Facades\Auth;
+use Illuminate\Support\Facades\Hash;
 
 /**
  * Class VerifiesUserEmail
@@ -30,20 +31,49 @@ trait VerifiesUserEmail
      */
     public function confirm()
     {
-        if ($user = User::whereRaw("BINARY `confirmation_code`= ?", request()->route('confirmation_code'))->first()) {
-            $user->email_verified_at = now();
-            $user->confirmation_code = null;
-            $user->save();
+        $user = User::where('confirmation_code', request()->confirmation_code)->first();
+        
+        // if ($user = User::whereRaw("BINARY `confirmation_code`= ?", request()->input('confirmation_code'))->first()) {
 
-            return $this->render('auth.confirmed', [
-                'root' => 'themes',
-                'message' => ctrans('texts.security_confirmation'),
-            ]);
+        if (!$user) {
+            return $this->render('auth.confirmed', ['root' => 'themes', 'message' => ctrans('texts.wrong_confirmation')]);
         }
 
+        if (is_null($user->password) || empty($user->password)) {
+            return $this->render('auth.confirmation_with_password', ['root' => 'themes']);
+        }
+
+        $user->email_verified_at = now();
+        $user->confirmation_code = null;
+        $user->save();
+
         return $this->render('auth.confirmed', [
             'root' => 'themes',
-            'message' => ctrans('texts.wrong_confirmation'),
+            'message' => ctrans('texts.security_confirmation'),
+        ]);
+    }
+
+    public function confirmWithPassword()
+    {
+        $user = User::where('confirmation_code', request()->confirmation_code)->first();
+
+        if (!$user) {
+            return $this->render('auth.confirmed', ['root' => 'themes', 'message' => ctrans('texts.wrong_confirmation')]);
+        }
+        
+        request()->validate([
+            'password' => ['required', 'min:6', 'confirmed'],
+        ]);
+
+        $user->password = Hash::make(request()->password);
+
+        $user->email_verified_at = now();
+        $user->confirmation_code = null;
+        $user->save();
+
+        return $this->render('auth.confirmed', [
+            'root' => 'themes',
+            'message' => ctrans('texts.security_confirmation'),
         ]);
     }
 }
diff --git a/app/PaymentDrivers/StripePaymentDriver.php b/app/PaymentDrivers/StripePaymentDriver.php
index cff4ceda3e..3e329e14ba 100644
--- a/app/PaymentDrivers/StripePaymentDriver.php
+++ b/app/PaymentDrivers/StripePaymentDriver.php
@@ -172,7 +172,7 @@ class StripePaymentDriver extends BasePaymentDriver
 
      * @return \Illuminate\Contracts\View\Factory|\Illuminate\View\View
      */
-    public function authorizeCreditCardResponse($request)
+    public function authorizeResponse($request)
     {
         return $this->payment_method->authorizeResponse($request);
     }
diff --git a/resources/lang/en/texts.php b/resources/lang/en/texts.php
index 74905738a8..d06eaaf5a9 100644
--- a/resources/lang/en/texts.php
+++ b/resources/lang/en/texts.php
@@ -3223,7 +3223,8 @@ return [
     'month_invalid' => 'Provided month is not valid.',
     'year_invalid' => 'Provided year is not valid.',
 
-    'if_you_need_help' => 'If you need help you can either post to our',
-    
+    'if_you_need_help' => 'If you need help you can either post to our',    
     'reversed' => 'Reversed',
+    'update_password_on_confirm' => 'After updating password, your account will be confirmed.',
+    'bank_account_not_linked' => 'To pay with bank account, first you have to add it as payment method.',
 ];
diff --git a/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php b/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
index 46182a54c5..d4ffdf84a2 100644
--- a/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
+++ b/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
@@ -2,18 +2,20 @@
 @section('meta_title', ctrans('texts.ach'))
 
 @section('body')
-    <form action="{{ route('client.payments.response') }}" method="post" id="server-response">
-        @csrf
-        @foreach($invoices as $invoice)
-            <input type="hidden" name="hashed_ids[]" value="{{ $invoice->hashed_id }}">
-        @endforeach
-        <input type="hidden" name="company_gateway_id" value="{{ $gateway->getCompanyGatewayId() }}">
-        <input type="hidden" name="payment_method_id" value="{{ $payment_method_id }}">
-        <input type="hidden" name="source" value="{{ $token->meta->id }}">
-        <input type="hidden" name="amount" value="{{ $amount }}">
-        <input type="hidden" name="currency" value="{{ $currency }}">
-        <input type="hidden" name="customer" value="{{ $customer->id }}">
-    </form>
+    @if($token)
+        <form action="{{ route('client.payments.response') }}" method="post" id="server-response">
+            @csrf
+            @foreach($invoices as $invoice)
+                <input type="hidden" name="hashed_ids[]" value="{{ $invoice->hashed_id }}">
+            @endforeach
+            <input type="hidden" name="company_gateway_id" value="{{ $gateway->getCompanyGatewayId() }}">
+            <input type="hidden" name="payment_method_id" value="{{ $payment_method_id }}">
+            <input type="hidden" name="source" value="{{ $token->meta->id }}">
+            <input type="hidden" name="amount" value="{{ $amount }}">
+            <input type="hidden" name="currency" value="{{ $currency }}">
+            <input type="hidden" name="customer" value="{{ $customer->id }}">
+        </form>
+    @endif
 
     <div class="container mx-auto">
         <div class="grid grid-cols-6 gap-4">
@@ -29,27 +31,36 @@
                         </p>
                     </div>
                     <div>
-                        <div class="bg-gray-50 px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                            <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                {{ ctrans('texts.payment_type') }}
-                            </dt>
-                            <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                                {{ ctrans('texts.ach') }} ({{ ctrans('texts.bank_transfer') }}) (****{{ $token->meta->last4 }})
-                            </dd>
-                        </div>
-                        <div class="bg-white px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                            <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                {{ ctrans('texts.amount') }}
-                            </dt>
-                            <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                               <span class="font-bold">{{ App\Utils\Number::formatMoney($amount, $client) }}</span>
-                            </dd>
-                        </div>
-                        <div class="bg-gray-50 px-4 py-5 flex justify-end">
-                            <button type="button" id="pay-now" class="button button-primary" onclick="document.getElementById('server-response').submit()">
-                                {{ ctrans('texts.pay_now') }}
-                            </button>
-                        </div>
+                        @if($token)
+                            <div class="bg-gray-50 px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
+                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
+                                    {{ ctrans('texts.payment_type') }}
+                                </dt>
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                    {{ ctrans('texts.ach') }} ({{ ctrans('texts.bank_transfer') }}) (****{{ $token->meta->last4 }})
+                                </dd>
+                            </div>
+                            <div class="bg-white px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
+                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
+                                    {{ ctrans('texts.amount') }}
+                                </dt>
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                <span class="font-bold">{{ App\Utils\Number::formatMoney($amount, $client) }}</span>
+                                </dd>
+                            </div>
+                            <div class="bg-gray-50 px-4 py-5 flex justify-end">
+                                <button type="button" id="pay-now" class="button button-primary" onclick="document.getElementById('server-response').submit()">
+                                    {{ ctrans('texts.pay_now') }}
+                                </button>
+                            </div>
+                        @else
+                            <div class="bg-gray-50 px-4 py-5 sm:px-6 flex items-center">
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                   <span>{{ ctrans('texts.bank_account_not_linked') }}</span>
+                                   <a class="button button-link" href="{{ route('client.payment_methods.index') }}">{{ ctrans('texts.add_payment_method') }}</a>
+                                </dd>
+                            </div>
+                        @endif
                     </div>
                 </div>
             </div>
diff --git a/resources/views/themes/ninja2020/auth/confirmation_with_password.blade.php b/resources/views/themes/ninja2020/auth/confirmation_with_password.blade.php
new file mode 100644
index 0000000000..227b382464
--- /dev/null
+++ b/resources/views/themes/ninja2020/auth/confirmation_with_password.blade.php
@@ -0,0 +1,43 @@
+@extends('portal.ninja2020.layout.clean')
+@section('meta_title', ctrans('texts.set_password'))
+
+@section('body')
+    <div class="flex h-screen">
+        <div class="m-auto md:w-1/3 lg:w-1/5">
+            <div class="flex flex-col">
+                <img src="{{ asset('images/invoiceninja-black-logo-2.png') }}" class="border-b border-gray-100 h-18 pb-4" alt="Invoice Ninja logo">
+                <h1 class="text-center text-3xl mt-10">{{ ctrans('texts.set_password') }}</h1>
+                <span class="text-gray-900 text-sm text-center">{{ ctrans('texts.update_password_on_confirm') }}</span>
+
+                <form action="{{ url()->current() }}" method="post" class="mt-6">
+                    @csrf
+                    <div class="flex flex-col mt-4">
+                        <label for="password" class="input-label">{{ ctrans('texts.password') }}</label>
+                        <input type="password" name="password" id="password"
+                               class="input"
+                               autofocus>
+                        @error('password')
+                        <div class="validation validation-fail">
+                            {{ $message }}
+                        </div>
+                        @enderror
+                    </div>
+                    <div class="flex flex-col mt-4">
+                        <label for="password" class="input-label">{{ ctrans('texts.password_confirmation') }}</label>
+                        <input type="password" name="password_confirmation" id="password_confirmation"
+                               class="input"
+                               autofocus>
+                        @error('password_confirmation')
+                        <div class="validation validation-fail">
+                            {{ $message }}
+                        </div>
+                        @enderror
+                    </div>
+                    <div class="mt-5">
+                        <button class="button button-primary button-block">{{ ctrans('texts.update') }}</button>
+                    </div>
+                </form>
+            </div>
+        </div>
+    </div>
+@endsection
diff --git a/resources/views/themes/ninja2020/auth/passwords/reset.blade.php b/resources/views/themes/ninja2020/auth/passwords/reset.blade.php
index deaa68e6e9..f59686661e 100644
--- a/resources/views/themes/ninja2020/auth/passwords/reset.blade.php
+++ b/resources/views/themes/ninja2020/auth/passwords/reset.blade.php
@@ -38,7 +38,7 @@
                         @enderror
                     </div>
                     <div class="flex flex-col mt-4">
-                        <label for="password" class="input-label">{{ ctrans('texts.password') }}</label>
+                        <label for="password" class="input-label">{{ ctrans('texts.password_confirmation') }}</label>
                         <input type="password" name="password_confirmation" id="password_confirmation"
                                class="input"
                                autofocus>
diff --git a/routes/web.php b/routes/web.php
index 08e26b71c1..b50df7e6e9 100644
--- a/routes/web.php
+++ b/routes/web.php
@@ -30,4 +30,5 @@ Route::post('password/reset', 'Auth\ResetPasswordController@reset')->name('passw
  */
 Route::group(['middleware' => ['url_db']], function () {
     Route::get('/user/confirm/{confirmation_code}', 'UserController@confirm');
+    Route::post('/user/confirm/{confirmation_code}', 'UserController@confirmWithPassword');
 });
\ No newline at end of file