diff --git a/app/Http/Controllers/ClientPortal/PaymentMethodController.php b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
index 13556fdc5d..e57cc00007 100644
--- a/app/Http/Controllers/ClientPortal/PaymentMethodController.php
+++ b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
@@ -44,8 +44,12 @@ class PaymentMethodController extends Controller
     {
         $gateway = auth()->user()->client->getCreditCardGateway();
 
-        return $gateway->driver(auth()->user()->client)->authorizeView(GatewayType::CREDIT_CARD);
+        $data['gateway'] = $gateway;
 
+        return $gateway
+            ->driver(auth()->user()->client)
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
+            ->authorizeView($data);
     }
 
     /**
@@ -57,9 +61,11 @@ class PaymentMethodController extends Controller
     public function store(Request $request)
     {
         $gateway = auth()->user()->client->getCreditCardGateway();
-        
-        return $gateway->driver(auth()->user()->client)->authorizeResponseView($request->all());
 
+        return $gateway
+            ->driver(auth()->user()->client)
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
+            ->authorizeResponse($request);
     }
 
     /**
@@ -104,7 +110,7 @@ class PaymentMethodController extends Controller
 
         return $gateway
             ->driver(auth()->user()->client)
-            ->setPaymentMethod('App\\PaymentDrivers\\Stripe\\ACH')
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
             ->verificationView($payment_method);
     }
 
@@ -114,7 +120,7 @@ class PaymentMethodController extends Controller
 
         return $gateway
             ->driver(auth()->user()->client)
-            ->setPaymentMethod('App\\PaymentDrivers\\Stripe\\ACH')
+            ->setPaymentMethod(GatewayType::BANK_TRANSFER)
             ->processVerification($payment_method);
     }
 
diff --git a/app/PaymentDrivers/StripePaymentDriver.php b/app/PaymentDrivers/StripePaymentDriver.php
index cff4ceda3e..3e329e14ba 100644
--- a/app/PaymentDrivers/StripePaymentDriver.php
+++ b/app/PaymentDrivers/StripePaymentDriver.php
@@ -172,7 +172,7 @@ class StripePaymentDriver extends BasePaymentDriver
 
      * @return \Illuminate\Contracts\View\Factory|\Illuminate\View\View
      */
-    public function authorizeCreditCardResponse($request)
+    public function authorizeResponse($request)
     {
         return $this->payment_method->authorizeResponse($request);
     }
diff --git a/resources/lang/en/texts.php b/resources/lang/en/texts.php
index 42c5f2bfaf..5bb3764f9f 100644
--- a/resources/lang/en/texts.php
+++ b/resources/lang/en/texts.php
@@ -3224,4 +3224,6 @@ return [
     'year_invalid' => 'Provided year is not valid.',
 
     'if_you_need_help' => 'If you need help you can either post to our',
+
+    'bank_account_not_linked' => 'To pay with bank account, first you have to add it as payment method.',
 ];
diff --git a/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php b/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
index 46182a54c5..d4ffdf84a2 100644
--- a/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
+++ b/resources/views/portal/ninja2020/gateways/stripe/ach/pay.blade.php
@@ -2,18 +2,20 @@
 @section('meta_title', ctrans('texts.ach'))
 
 @section('body')
-    <form action="{{ route('client.payments.response') }}" method="post" id="server-response">
-        @csrf
-        @foreach($invoices as $invoice)
-            <input type="hidden" name="hashed_ids[]" value="{{ $invoice->hashed_id }}">
-        @endforeach
-        <input type="hidden" name="company_gateway_id" value="{{ $gateway->getCompanyGatewayId() }}">
-        <input type="hidden" name="payment_method_id" value="{{ $payment_method_id }}">
-        <input type="hidden" name="source" value="{{ $token->meta->id }}">
-        <input type="hidden" name="amount" value="{{ $amount }}">
-        <input type="hidden" name="currency" value="{{ $currency }}">
-        <input type="hidden" name="customer" value="{{ $customer->id }}">
-    </form>
+    @if($token)
+        <form action="{{ route('client.payments.response') }}" method="post" id="server-response">
+            @csrf
+            @foreach($invoices as $invoice)
+                <input type="hidden" name="hashed_ids[]" value="{{ $invoice->hashed_id }}">
+            @endforeach
+            <input type="hidden" name="company_gateway_id" value="{{ $gateway->getCompanyGatewayId() }}">
+            <input type="hidden" name="payment_method_id" value="{{ $payment_method_id }}">
+            <input type="hidden" name="source" value="{{ $token->meta->id }}">
+            <input type="hidden" name="amount" value="{{ $amount }}">
+            <input type="hidden" name="currency" value="{{ $currency }}">
+            <input type="hidden" name="customer" value="{{ $customer->id }}">
+        </form>
+    @endif
 
     <div class="container mx-auto">
         <div class="grid grid-cols-6 gap-4">
@@ -29,27 +31,36 @@
                         </p>
                     </div>
                     <div>
-                        <div class="bg-gray-50 px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                            <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                {{ ctrans('texts.payment_type') }}
-                            </dt>
-                            <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                                {{ ctrans('texts.ach') }} ({{ ctrans('texts.bank_transfer') }}) (****{{ $token->meta->last4 }})
-                            </dd>
-                        </div>
-                        <div class="bg-white px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
-                            <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
-                                {{ ctrans('texts.amount') }}
-                            </dt>
-                            <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
-                               <span class="font-bold">{{ App\Utils\Number::formatMoney($amount, $client) }}</span>
-                            </dd>
-                        </div>
-                        <div class="bg-gray-50 px-4 py-5 flex justify-end">
-                            <button type="button" id="pay-now" class="button button-primary" onclick="document.getElementById('server-response').submit()">
-                                {{ ctrans('texts.pay_now') }}
-                            </button>
-                        </div>
+                        @if($token)
+                            <div class="bg-gray-50 px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
+                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
+                                    {{ ctrans('texts.payment_type') }}
+                                </dt>
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                    {{ ctrans('texts.ach') }} ({{ ctrans('texts.bank_transfer') }}) (****{{ $token->meta->last4 }})
+                                </dd>
+                            </div>
+                            <div class="bg-white px-4 py-5 sm:grid sm:grid-cols-3 sm:gap-4 sm:px-6 flex items-center">
+                                <dt class="text-sm leading-5 font-medium text-gray-500 mr-4">
+                                    {{ ctrans('texts.amount') }}
+                                </dt>
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                <span class="font-bold">{{ App\Utils\Number::formatMoney($amount, $client) }}</span>
+                                </dd>
+                            </div>
+                            <div class="bg-gray-50 px-4 py-5 flex justify-end">
+                                <button type="button" id="pay-now" class="button button-primary" onclick="document.getElementById('server-response').submit()">
+                                    {{ ctrans('texts.pay_now') }}
+                                </button>
+                            </div>
+                        @else
+                            <div class="bg-gray-50 px-4 py-5 sm:px-6 flex items-center">
+                                <dd class="mt-1 text-sm leading-5 text-gray-900 sm:mt-0 sm:col-span-2">
+                                   <span>{{ ctrans('texts.bank_account_not_linked') }}</span>
+                                   <a class="button button-link" href="{{ route('client.payment_methods.index') }}">{{ ctrans('texts.add_payment_method') }}</a>
+                                </dd>
+                            </div>
+                        @endif
                     </div>
                 </div>
             </div>