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Code Issues Releases Activity

Improve Stripe ACH Payments with microdeposits

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This commit is contained in:
David Bomba 2022-10-06 10:12:57 +11:00
parent f072b921c7
commit 9bec6d458b
2 changed files with 62 additions and 1 deletions
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17
app/PaymentDrivers/Stripe/ACH.php
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@ -165,6 +165,18 @@ class ACH
$data['payment_method_id'] = GatewayType::BANK_TRANSFER;
$data['customer'] = $this->stripe->findOrCreateCustomer();
$data['amount'] = $this->stripe->convertToStripeAmount($data['total']['amount_with_fee'], $this->stripe->client->currency()->precision, $this->stripe->client->currency());
$amount = $data['total']['amount_with_fee'];
$invoice = Invoice::whereIn('id', $this->transformKeys(array_column($this->stripe->payment_hash->invoices(), 'invoice_id')))
->withTrashed()
->first();
if ($invoice) {
$description = "Invoice {$invoice->number} for {$amount} for client {$this->stripe->client->present()->name()}";
} else {
$description = "Payment with no invoice for amount {$amount} for client {$this->stripe->client->present()->name()}";
}
$intent = false;
@ -176,6 +188,11 @@ class ACH
'setup_future_usage' => 'off_session',
'customer' => $data['customer']->id,
'payment_method_types' => ['us_bank_account'],
'description' => $description,
'metadata' => [
'payment_hash' => $this->stripe->payment_hash->hash,
'gateway_type_id' => GatewayType::BANK_TRANSFER,
],
]
);
}

46
app/PaymentDrivers/Stripe/Jobs/PaymentIntentWebhook.php
View File

@ -53,7 +53,8 @@ class PaymentIntentWebhook implements ShouldQueue
public function handle()
{
nlog($this->stripe_request);
MultiDB::findAndSetDbByCompanyKey($this->company_key);
$company = Company::where('company_key', $this->company_key)->first();
@ -145,7 +146,18 @@ class PaymentIntentWebhook implements ShouldQueue
$this->updateCreditCardPayment($payment_hash, $client);
}
elseif(array_key_exists('payment_method_types', $this->stripe_request['object']) && optional($this->stripe_request['object']['charges']['data'][0]['metadata']['payment_hash']) && in_array('us_bank_account', $this->stripe_request['object']['payment_method_types']))
{
nlog("hash found");
$hash = $this->stripe_request['object']['charges']['data'][0]['metadata']['payment_hash'];
$payment_hash = PaymentHash::where('hash', $hash)->first();
$invoice = Invoice::with('client')->find($payment_hash->fee_invoice_id);
$client = $invoice->client;
$this->updateAchPayment($payment_hash, $client);
}
}
@ -161,6 +173,38 @@ class PaymentIntentWebhook implements ShouldQueue
}
private function updateAchPayment($payment_hash, $client)
{
$company_gateway = CompanyGateway::find($this->company_gateway_id);
$payment_method_type = optional($this->stripe_request['object']['charges']['data'][0]['metadata'])['gateway_type_id'];
$driver = $company_gateway->driver($client)->init()->setPaymentMethod($payment_method_type);
$payment_hash->data = array_merge((array) $payment_hash->data, $this->stripe_request);
$payment_hash->save();
$driver->setPaymentHash($payment_hash);
$data = [
'payment_method' => $payment_hash->data->object->payment_method,
'payment_type' => PaymentType::ACH,
'amount' => $payment_hash->data->amount_with_fee,
'transaction_reference' => $this->stripe_request['object']['charges']['data'][0]['id'],
'gateway_type_id' => GatewayType::BANK_TRANSFER,
];
$payment = $driver->createPayment($data, Payment::STATUS_COMPLETED);
SystemLogger::dispatch(
['response' => $this->stripe_request, 'data' => $data],
SystemLog::CATEGORY_GATEWAY_RESPONSE,
SystemLog::EVENT_GATEWAY_SUCCESS,
SystemLog::TYPE_STRIPE,
$client,
$client->company,
);
}
private function updateCreditCardPayment($payment_hash, $client)
{
$company_gateway = CompanyGateway::find($this->company_gateway_id);