* add expenses, vendors and vendor_contacts along with factories and test data
* padding out vendors, expenses
* Minor fixes
* Add Expense and Company TransformerS
* Remove unnecessary save() on invoice
* Update copyright
* Working on Credit Repository
* Implement credits as a paymentable entity
* Add credit_id to transformer
* fix rules for update payment
* Fix random deleted_at keys in transformers
* Fix for password_protect check
* Refactor company properties to be presented from settings object instead of company properties
* Working on Email Tests
* Working on emails
* Working on email templats
* Include text version of email
* Refactor Email template builder into trait'
* Fix for custom_value4
* Refactor payment_date -> date && payment_type_id -> type_id
* expose paymentables to API
* expose paymentables to API
* Implement a next_send_date field in invoice/quote tables to allow control over reminder scheduling
* Add custom_values to users,documents and company_gateways tables
* Minor fixes for OpenAPI docs for clients
* Add fields to company transformer
* Padding email templates, system level and custom
* Minor fixes for email template subject
* Working on Email Templates
* Clean up User model, remove redundant permissions methods
* Implement Locale for API
* Implement Locale middleware for client routes
* Set default templates in Company Settings
* Working on Company User creation
* Working on company_user relationship
* Fixes for company_user relation
* Clean up
