* More tests for refunds
* Tests for refunds
* Improve test speeds
* Fixes for tests
* Adjust the way we update products
* Adjustments for payments
* Fixes for payments
* add types to transformers
* minor fixes for test data creator
* Working on refunds
* Update migration files to include client contacts
* Working on refunds
* Working on refunds
* Working on refunds
* Refund Tests
* Working on refund tests
* Remove unnecessary save() on invoice
* Update copyright
* Working on Credit Repository
* Implement credits as a paymentable entity
* Add credit_id to transformer
* fix rules for update payment
* Fix random deleted_at keys in transformers
* Fix for password_protect check
* Implement first_load query parameter which checks client size and returns an truncated response if client count is greater than 1000
* Fixes for listeners